Archives for: November 2013, 10
I am a part of two groups of people who are in the news.
As an independent contractor, my business has picked up the pace this year. It's not that the economy is good. If you look at any indicator except the stock market, the economy is flat at best and perhaps shrinking.
While that is bad for people who need solid full time jobs - it is great for independent contractors like me. A company that does not want to hire someone full time to do their media work, hires me by the job. They don't have to pay me every day - just the hours I work. They don't have to give me vacation time or pay my health insurance. They just pay by the job.
I started out planning to work 20 hours a week - 30 at the most. The past month, I've come close to working a full 40 hour week. My husband is starting to complain. He had a different plan for retirement.
We took a two day trip to see some Texas historical sites. It would have been a good blog, but I worked both nights from our hotel room. There are so many things I want to blog about BC, but there is no time to write. I love blogging, but my paying clients take precedence over my volunteer jobs.
So when you see a news report about increasing numbers of people doing contract work or part time jobs - that's me. Great for retirement, but not so great for parents or people trying to pay off mortgages.
The second way I am in the news is that I have lost my health care insurance. When my husband retired, part of his retirement package was medical insurance for both of us. At first it was fully funded by the company, but as prices have risen, we picked up part of the cost. Two months ago, we got a letter saying that our plan was cancelled. The company will still pay part of HH's Medicare supplement, but they will no longer provide me with anything.
When he signed up for the Medicare supplement, he found out that he will be paying the same for the supplement as we used to pay for both of us together. So far, I haven't even been able to get a quote about what plans are available to me and what the cost will be.
When you hear news reports about how many millions or what percent of Americans are losing their health care coverage...they are writing about me. I'm not a statistic. I'm a real person, 60 years old, with no good choices.